Introduction

Hi there! My name is Ellie and welcome to Millennial Finance. I’m starting this blog after setting some pretty hefty financial goals for the coming years, to hold myself accountable and document the process. But let me introduce myself first – I’m 24 years old, originally from the outskirts of the Twin Cities, a true mid-west Scandinavian girl. I moved to Tampa, FL 5 years ago where I studied International Business Finance and Spanish at the University of Tampa and graduated in May 2017. I now work as support staff on a private wealth management team and have a side hustle at a local gym as their in-house Cinderella wiping down bikes and treadmills, rolling yoga mats, folding sweat towels – the works. I take every babysitting job I can get and am constantly checking Wag! for dog walks and sitting jobs.

A few months after graduation I made my first “adult” move and bought my very own car – a 2014 Volkswagen Jetta that is my most prized possession. It also came with an auto loan while I was still riding out the grace period on my student loans (more on why you shouldn’t take the grace period later). In true millennial fashion, I waste away nearly 30% of my net income on rent for one bedroom and a shared bathroom in a townhome and have recently realized I am not cut out for roommates quite like I was as a junior in college.

I now have my sights on purchasing a 1 bedroom condo in the next year or two and am scheduled to pay off my 5-year auto loan by January 2020 in just under two and a half years. As of two days ago, my previously shit credit score is finally up to “excellent” and I’ve have managed to use my new cash-back credit card wisely thus far.

At this blog, I’ll be sharing with you my personal experiences in debt payoff, saving and investing in hopes that you too can learn to manage your money while living your life realistically – because unfortunately, not everyone can live with their parents while they pay off students loans (but if you have the opportunity by all means, please save some money for the rest of us).

Thanks for reading and happy saving!

Ellie